Life insurance for as little as $17/mo

No medical exam life insurance

Just answer a few health questions and lets go!

$100K - $3M

in term coverage


prices start at $5/mo
It’s comforting that my family will be taken care of. One less thing for me to worry about.

Andrew L.

It’s comforting that my family will be taken care of. One less thing for me to worry about.

Luis A.

It’s comforting that my family will be taken care of. One less thing for me to worry about.

Matt W.

Trusted by you!

Millions of families trust us and choose us as their insurance partner since ages. We ensure to provide best converge.

Stability and resilience for your family

Too many Americans need to crowdsource cash when their person dies. But with life insurance, you can give your family certain comforts like staying in their home, finishing school—money for things that’ll help them thrive.

How it works

Compare quotes

Answer a few health and lifestyle questions and we’ll calculate your quotes from top insurers.

Get advice

Our licensed agents make it easy to understand your options and find the right policy for your needs.

Buy a policy

Ready to apply? Our expert team will assist with the details to help you get covered with confidence

Frequently Ask Questions

Yes, and proudly so. As the first fully digital life insurance company, we’ve earned a Financial Stability Rating® of A, Exceptional, from Demotech Inc.
Yep! If, for whatever reason, you’re not completely happy with your policy, cancel in the first 30 days and get a full refund. After that, you can cancel any time without any cancellation fees.
We are 100% digital — no doctors, no needles, no paperwork — when you apply for $3 million in coverage or less. Just answer a few questions about your health in our application. For coverage over $3 million, we may ask you to complete a quick, free, at-home health check.
10x your salary is the quick math. It may sound like a lot, but think of everything it could be used to cover: a mortgage, debt, higher education, an emergency fund and more. For a personalized answer to this question, try our coverage calculator.
Each member of our customer experience team is a licensed life insurance agent. They’ll answer any question you may have and help you get the right policy for you. Contact us
Term insurance protects your family for the 10-30 years they depend on you most. When your term ends, your monthly payments end too. Term coverage is more affordable than whole coverage, which can last as long as you pay for it.

Speaf Life Insurance

Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.